7 Tips to Find the Right Car According to Your Needs


After buying a home, purchasing a car is the next biggest expenditure you will incur. Therefore, you must consider various options before you make this huge decision.

Here are seven tips to find the appropriate car:

  1. Assess your requirements

A suitable car will depend on your personality and expectations from the chosen vehicle. Consider aspects like how many passengers will be in the car, where will you often drive, how long will be your daily commute, parking availability, and safety features to choose the correct model.

  1. Know your budget

You will most likely opt for a car loan online or offline to finance your purchase. Therefore, you need to calculate the monthly surplus that you will be able to spare after meeting all your expenses towards the equated monthly installment (EMI). In addition to the cost of the car, you will incur other expenses like insurance, fuel, and maintenance, which have to be considered.

  1. Determine the necessary features

Even if you opt for car finance to buy a high-end vehicle, you will not get all the features in one model. It is recommended you determine the necessary features, such as fuel economy, safety, cargo space, type of drive, and others. It is recommended you buy a car that has your must-have features even if some good-to-have specs may be missing.

  1. Research various options

You must analyze the different models offered by manufacturers that fit within your budget and have your necessary features. Even if you have shortlisted the car, do not forego the research, as newer models with enhanced specifications are regularly launched by companies. With affordable car loan interest rates, you can find a better car than the one you had in mind.

  1. Take a test drive

Researching online is convenient; however, it cannot replace a test drive. It is recommended that you examine the vehicle in conditions that would be similar to your normal commute. Also, take a drive while sitting at the back to know how comfortable it would be for other passengers.

  1. Select the car

Once you test-drive multiple cars, you should be able to make your choice. However, do not make a hasty decision and if required consider test driving other models before making a final decision.

  1. Buy or lease

Purchasinga vehicle with a loan is quite simple. It involves minimal documentation along with flexible car loan tenure and repayment options. However, you also have the option to lease a car. Evaluate both the alternatives to make an informed decision.

Several institutions, like Mahindra Finance, offer loans for different kinds of models. Check the car loan terms and conditions on its website.

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